While interest rates are higher than ever, so is inflation. Even during times like these, investment experts still recommend that you invest a component of your portfolio in stock markets as they are most likely to outperform inflation in the long run, but volatility like we’ve seen this year is enough to make any investor run for cover!

In a structured note, you forego actual market returns (positive or negative), but you receive a set return that is linked to a specific underlying investment. The underlying assets only need to be flat or slightly up, for the predetermined coupon to vest. There is also a limited amount of downside protection.

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